Many Australians wrestle with financial issues during their lifetime, and this is mainly considered a normal fluctuation in our finances. But what if you're not able to work out these issues yourself, but at the same time, you don't want to file for bankruptcy? Debt consolidation loans are a standard solution that relieves folks [...]
There's no doubt that financial challenges can inflict a lot of anxiety in our lives. Endlessly worrying about how you're going to pay your bills not only makes you distressed, but also puts stress on your relationships, your family, and your well-being. The fact is, stressing over money isn't going to solve your financial issues. [...]
Personally, I find there's nothing worse than being cold. Hailing from Queensland, I'm used to the stiffling sun and it doesn't trouble me much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars during the winter months and there's a few reasons why. Not only are [...]
Declaring bankruptcy certainly isn't the end of the world, but it does have heavy consequences that will impact your finances in the future. I've found that in many cases, focusing efforts on building a bright future is the best way for folks to handle their bankruptcy and subsequent recovery. To do this, however, people must [...]
The majority of Australian's have only honestly considered bankruptcy when playing a game of Monopoly with their friends! In spite of this, there are nearly 13,000 individuals that declare bankruptcy every year in Australia. It's extraordinary how rapidly people can go from enjoying a healthy financial position to facing a mountain of debt. In many [...]
Nobody wants to consider bankruptcy, which is understandable given that bankruptcy will impact your financial situation for years to follow. This may be one of the reasons why many people don't look for financial assistance in times of need, because they are under the popular misunderstanding that bankruptcy is the only way to settle their [...]
For most Australian adults, debt is a part of our daily lives. Regardless if you want to enhance your skills by earning a degree, buy a house for your family, or purchase a car so your family has transportation, securing a loan is very common simply because we don't have sufficient money to pay for [...]
Regardless if we realise it or not, our credit report has a considerable effect on our lives. It's kind of like our health; we don't treasure good health until we lose it. Lot of people don't even learn that they have a poor credit report until they apply for a line of credit and it's [...]
Most of us have a pretty good understanding that weddings can be an expensive pursuit, but do you really know just how much the average wedding costs in Australia? A bit over $36,000, according to Australia's Money Smart website. And that was in 2012! In today's times, it's quite possibly somewhere around the $50,000 mark. [...]
There's no doubt that hitting your 30's is a serious landmark for us all. Even though some of us may have started a family, a new career, or perhaps bought their first home, this decade of our lives has a notable financial impact for your future years. For many people, our financial obligations have perhaps [...]
